{"id":536,"date":"2013-03-30T22:08:18","date_gmt":"2013-03-30T22:08:18","guid":{"rendered":"http:\/\/haciadelante.es\/?p=536"},"modified":"2020-04-02T14:17:33","modified_gmt":"2020-04-02T12:17:33","slug":"disminucion-de-los-intereses-de-demora-en-cataluna","status":"publish","type":"post","link":"https:\/\/www.aquimicasa.net\/blog\/justicia\/leyes\/disminucion-de-los-intereses-de-demora-en-cataluna\/","title":{"rendered":"Disminuci\u00f3n de los intereses de demora en catalu\u00f1a"},"content":{"rendered":"<p>El Govern Catal\u00e1n ha aprobado el proyecto de ley de modificaci\u00f3n del C\u00f3digo de Consumo de Catalu\u00f1a para proteger a los consumidores cuando contraten cr\u00e9ditos y pr\u00e9stamos hipotecarios.<\/p>\n<div><\/div>\n<p>La reforma fija un inter\u00e9s de demora m\u00e1ximo que no puede superar en 2,5 veces el inter\u00e9s legal del dinero (4%), es decir, un 8,5%<strong>,<\/strong> la mitad que el que el 18,7% que se aplica actualmente y 3,5 puntos menos que el 12% que propuso el Gobierno central en enero. Cualquier\u00a0contrato hipotecario\u00a0que incluya un tipo superior ser\u00e1 considerado abusivo y por lo tanto puede ser considerado ilegal por un juez.<\/p>\n<p>&nbsp;<\/p>\n<p>El proyecto de ley regula el contenido de la publicidad del producto para evitar mensajes enga\u00f1osos y ampl\u00eda la informaci\u00f3n precontractual que se entrega al consumidor. Tambi\u00e9n incluye la obligaci\u00f3n de las entidades y del notario de hacer comprensibles las implicaciones econ\u00f3micas y jur\u00eddicas de la transacci\u00f3n, as\u00ed como las consecuencias.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El Govern Catal\u00e1n ha aprobado el proyecto de ley de [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[104],"tags":[166,165],"class_list":["post-536","post","type-post","status-publish","format-standard","hentry","category-leyes","tag-intereses-hipotecarios-en-cataluna","tag-menores-intereses-hipotecarios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - 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